Monzo Address

April 2024

Monzo Address: Everything You Need to Know About Monzo Bank In April 2024

Digital challenger bank Monzo Bank has taken the United Kingdom by storm. It has become one of the country’s most popular and fastest-growing banks, with over four million customers. 

Monzo Bank provides various banking products and services, such as current accounts, savings accounts, and debit cards. 

In this article, you’ll learn everything you need about Monzo Address, what the bank offers, and how to locate the correct Monzo proof of address.

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What is Monzo Bank?

Monzo Bank was founded in 2015 under the name Mondo Bank but has since been rebranded as Monzo Bank. 

It is a digital bank that offers financial services to businesses and individuals. You can access your Monzo Bank account from anywhere in the world, so long as you have an internet connection because the bank operates solely online. 

You can download the bank’s mobile app to your smartphone, making mobile banking convenient and straightforward.

What Does Monzo Bank Offer?

Monzo Bank provides a variety of banking products and services that are tailored to the varying requirements of its customers.

The bank offers current accounts, savings accounts, debit cards, credit cards, committed spending accounts, everyday spending accounts, and intelligent spending accounts, among other products and services.

In addition to international transfers, personal current account services, and savings accounts, Monzo Bank offers additional benefits.

Monzo’s Office Address

Monzo Bank Ltd., Broadwalk House, 5 Appold St, London EC2A 2AG

Where can I find Monzo’s official address?

The official address of Monzo Bank is Broadwalk House, 5 Appold St, London EC2A 2AG. 

You must use this address when sending any correspondence to the bank, including proof of address documents.

How to Find the Correct Proof of Address for Monzo?

When applying for a bank account with Monzo Bank, you must provide evidence of your address. This typically takes the form of a recent utility bill or bank statement from the past three months.

Contact Monzo Bank’s customer service team for assistance if you are still determining which documents to submit.

Banking Products Available from Monzo

Monzo Bank provides various banking products to meet the needs of multiple customers. 

These products consist of the Coral Debit Card, credit cards, debit cards, accounts for committed spending, accounts for everyday spending, and accounts for intelligent expenditure.

Coral Debit Card

The Coral Debit Card is the flagship product of Monzo Bank.

It is a bright coral-coloured card easily identifiable and trendy among Monzo Bank’s customers. The Coral Debit Card supports contactless payment, purchasing goods and services speedy and convenient.

Credit Cards

Monzo Bank provides credit cards to clients seeking to borrow money. The bank’s credit cards offer a variety of benefits, such as cashback rewards, low-interest rates, and flexible repayment terms.

Debit Cards

The debit cards offered by Monzo Bank are linked to your current account. These cards allow you to make payments directly from your account, allowing you to track your spending.

Committed Spending Accounts

Committed Spending Accounts are a type of account that permits you to set aside funds for bills and other necessary expenses. 

This allows for more effective budgeting, as you can see exactly how much money you have  remaining funds for discretionary spending.

Everyday Spending Accounts

Everyday Spending Accounts are accounts designed for ordinary expenses. These accounts can be used for groceries, shopping, and other recurrent costs. 

The Everyday Spending Accounts offered by Monzo Bank include various features, such as spending limits, real-time notifications, and transaction categorisation.

Intelligent Spending Accounts

Intelligent Spending Accounts are accounts that utilise machine learning algorithms to aid in better money management. 

These accounts analyse your spending patterns and offer customised advice on how to save money. Additionally, you can set budgets and spending goals within the application to help you stay on track.

Monzo bank location

Branch or Branchless Banking with Monzo

Monzo Bank is a branchless bank that only offers online banking services. You can access your account from anywhere worldwide using the Monzo app, making mobile banking convenient and straightforward. 

Monzo Bank has no physical branches, but you can contact customer service via phone, email, or live chat.

Benefits of Being a Customer at Monzo Bank

There are numerous advantages to being a Monzo Bank customer. The low fees compared to other banks are among the most significant benefits. Monzo Bank’s low service fees make it an attractive option for many customers. 

In addition, Monzo Bank has implemented extensive security measures to safeguard your funds. The bank encrypts all your data and transactions, making it nearly impossible for hackers to access your information.

Easy Access to Money Through ATM Machines and Online Banking Services

Monzo Bank offers convenient access to your funds via ATMs and online banking services. You can withdraw cash from any ATM that accepts Mastercard and use your Coral Debit Card to make online and in-store purchases. 

In addition, Monzo Bank provides international transfers, personal current account services, and savings accounts to meet the diverse needs of its customers.

Sophisticated Technology Used in Their Products and Services

Monzo Bank incorporates advanced technology into all of its products and services. The bank’s mobile application is user-friendly and intuitive, making mobile banking convenient and straightforward. 

The bank also employs machine learning algorithms to help you better manage your finances and provide personalised insights and recommendations. 

Monzo Bank partners with other banks, including Silicon Valley Bank and Atom Bank, to provide customers with even more services.

Additional Services Offered by Monzo Bank

In addition to its banking products and services, Monzo Bank provides its customers with additional benefits. 

These services include investor information, relevant articles, contactless payment, the Monzo card, the metro bank, pertinent advertisements, personal current account services, and savings accounts.

Monzo Bank strongly emphasises customer service, and their customer service team is available 24 hours a day, seven days a week, to assist customers with any inquiries or concerns.

Monzo Bank is a UK-based digital challenger bank that offers a variety of banking products and services. 

The bank’s signature product is the Coral Debit Card, a customer favourite due to its vibrant coral colour and contactless payment feature. Monzo Bank is a branchless bank, meaning all its banking services are available online. 

The bank encrypts all your data and transactions, making it nearly impossible for hackers to access your information. Monzo Bank provides competitively low fees, comprehensive security measures, and easy access to your funds through ATMs and online banking services. 

Monzo Bank is an excellent option if you’re looking for a contemporary and innovative banking experience.

Monzo Bank information

How do I find my Monzo address?

To find your Monzo address, open the ‘Account’ section of the Monzo app after logging in. Your Monzo address is the address you used to open your Monzo Bank account. Maintaining an up-to-date Monzo address is essential to receive all bank correspondence, including your debit card and other important documents. 

Monzo Bank is based in the United Kingdom and requires all customers to have a UK address. When opening a Monzo Bank account, you must provide a recent utility bill or bank statement as proof of your UK address.

Do you need a UK address for Monzo?

Yes, a UK address is required to open a Monzo Bank account. Monzo Bank requires all its customers to have a UK address as a bank based in the United Kingdom. When opening a Monzo Bank account, you must provide a recent utility bill or bank statement as proof of your UK address. 

Your application may be allowed if you provide proof of address. Monzo Bank is an online-only digital cha-only longer bank, so you can access your account anywhere in the world with an internet connection.

Does Monzo have a billing address?

Monzo Bank does have a billing address. Monzo Bank will utilise your billing address to send you bills and other necessary correspondence. Typically, your billing address is the same as your Monzo address, which you provided when you opened your Monzo Bank account. 

Maintaining an accurate billing address is essential to ensure you receive all correspondence from the bank. Monzo Bank is governed by the Prudential Regulation Authority and the Financial Conduct Authority, meaning it is subject to stringent customer protection regulations.

Is Monzo a proof of address?

Monzo Bank is not acceptable proof of address. 

When opening a Monzo Bank account, you must provide an address verification document, such as a recent utility bill or bank statement. Monzo Bank cannot be used as an address verification, but it can be used as a bank account verification. 

You can provide proof of address with a utility bill, bank statement, or other official document bearing your name and address. 

Monzo Bank provides various banking products and services, including services for current personal accounts, savings accounts, and business accounts.

Which country is Monzo Bank located in?

Monzo Bank is located in Great Britain. 

The bank’s address is 230 City Road, 1st Floor, EC1V 2TT, London. Monzo Bank is an online-only digital challenger bank, so you can access your account from anywhere in the world if you have an internet connection. 

Monzo Bank has become popular with customers seeking a contemporary and cutting-edge banking experience. The bank also provides various financial services, including international transfers that allow you to send money abroad.

How do I find my Monzo payee details?

Monzo Bank provides numerous banking products and services. You can access your Monzo payee information by logging into the Monzo app and navigating to the ‘Payments’ section. Here, you can view your payee information, such as your account number and sort code.

Meet the author

Rob Atherton

Rob Atherton

Rob writes and edits the content produced by the rest of the team. He has a degree in History from Leeds University and has producing, reviewing and editing the site since 2016

Meet The Team

Frequently Asked Questions

What is Monzo Bank, and what do they offer?

Monzo Bank is a UK-based digital challenger bank that provides various banking products and services, including current account services, savings accounts, and business accounts. You can access your Monzo Bank account from anywhere in the world, so long as you have an internet connection because the bank operates solely online. Monzo Bank is governed by the Prudential Regulation Authority and the Financial Conduct Authority, meaning it is subject to stringent customer protection regulations. Monzo Bank also provides additional services, such as Monzo Plus, a monthly-fee subscription service that offers other features.

How do I find my Monzo address?

You can find your Monzo address by navigating to the ‘Account section of the Monzo app. Your Monzo address is the address you used to open your Monzo Bank account. Maintaining an up-to-date Monzo address is essential to receive all bank correspondence, including your debit card and documents. Monzo Bank is based in the United Kingdom and requires customers to have a UK address. When opening a Monzo Bank account, you must provide a recent utility bill or bank statement.

What types of banking products are available from Monzo?

Monzo Bank provides various banking products and services, including current account services, savings accounts, and business accounts. Monzo Bank offers Coral Debit Cards, Credit Cards, Debit Cards, Committed Spending Accounts, Everyday Spending Accounts, and Intelligent Spending Accounts as personal current account services. The savings accounts of Monzo Bank offer competitive interest rates, and customers can choose between easy-access and fixed-term accounts. The business accounts offered by Monzo Bank include invoicing, tax management, and accounting software integration.

What are the benefits of being a customer at Monzo Bank?

There are numerous advantages to being a Monzo Bank customer, including low fees compared to other banks, comprehensive security measures to protect your money, easy access to cash through ATMs and online banking services, and sophisticated technology in their products and services. Monzo Bank also provides superior customer service, with a team of experts available to respond to any questions or concerns. In addition, Monzo Bank provides a variety of additional services, including international transfers, which allow you to send money to other countries.

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