costs of live in carer uk

Live in elderly care – How is it changing in 2020?

As our population ages and staying healthier for longer becomes a growing concern, elderly care is constantly adapting and changing to meet ever-increasing demand.  One way that is changing, is the way people receive care. 

We are seeing an increase in live in elderly care, as this is allowing people to maintain independence whilst staying at home.  However, staying on top of these changes and understanding what options are available for you can be difficult.

You can read in more detail about the benefits of live in care here.

Here is a short video that explains how live in care works.

At UK Care Guide we specialise in providing resources and assistance to those requiring elderly care and their families. In particular, we stress the importance of being prepared for the prospect of elderly care – making sure that you are informed of the processes involved and financial implications early on in order to make appropriate arrangements.

In this article we explain how live in elderly care in the UK is changing – predominantly for the better – and how it affects you.

Elderly live in care no longer means you have to lose your independence

One of the most positive aspects of the evolution of elderly care is its shift from just one single type of care to a range that suits different preferences and requirements.

Where once elderly care meant forfeiting your independence and leaving the home and people you love behind, it is now offered on a person-centred basis. Residential care has become a last resort for those with specialist, advanced needs, whilst other options are more independence-friendly.

These include sheltered accommodation, which allows residents to live in a safe, secure environment independently and access help as and when they need it. The home care industry is booming – with large and small agencies alike offering a range of care services – from companionship to complete nursing care – all in the service user’s own home.

Live-in elderly care is another popular option for individuals who would prefer to access care at home, but have more advanced or intensive requirements. Find out more about live-in care below.

Elderly live in care is more popular than ever before

One elderly care option that is seeing increased popularity year on year is live-in care.

It’s officially a new type of care – but of course, it’s rooted in a very traditional way of looking after an elderly family member. Elderly care at home is naturally the preferred option for many, but until now it hasn’t always been possible for those with more advanced care needs.

Live-in care for the elderly is now provided by a number of specialist live in care and home care agencies up and down the UK, who source experienced carers to live with their client and provide a holistic service.

This includes companionship, everyday errands, cleaning and in some cases medical and personal care.

The comprehensive nature of elderly live-in care makes it a convenient and reliable option – as the person requiring care is never left alone, and all their needs are catered for. It also eliminates the need to source lots of different services from several companies.

You can source live in home care for the elderly privately, although this isn’t recommended for those with advanced care needs, or who are short on the time and experience needed to make a sound choice.

Here is a short video that explains what a live in carer does.

Live in Care Agencies work hard to match the carer with the service user, as it’s important that you get on and feel comfortable with them living in your home with you.

Live-in elderly home care is understandably a costly option compared with traditional at-home elderly care – as it needs to cover the wages and expenses of the person administering the care.

But add up the different services it includes (such as cleaning, cooking and nursing care) and it usually works out as a more cost-effective choice.

elderly care live in

Residential homes provide different types of elderly care

If live in care isn’t an option, then moving into a care home is the more traditional way to go.  Where residential homes once provided only one general type of elderly care there are now many to choose from – both privately owned and local authority run.

Broadly speaking care homes can be broken down into two categories – residential and nursing. But within these two groups, there is a range of sub-categories. Some specialise in Dementia, some specialise in cancer care.

Others are ‘premium homes’, or blend sheltered accommodation and residential care together in the form of a retirement village. Therefore the type of care home you choose will now depend on your personal preferences, budget and needs.

The cost of elderly care is rising

The financial implications of care are a worry for many older people – who fear that they may not have put enough aside to pay for elderly care.

Unfortunately, the cost of care rises year on year – especially within the private sector. For this reason, it’s crucial that you secure professional advice as early as possible, so that you can divide and use your assets wisely. This also increases your chances of being cared for in the location and manner of your choosing.  

We have produced some calculators to help you estimate the cost of home care or residential care.  You can read more about equity release calculators here.

How to pay for elderly live in care?

The most popular option nowadays is to use equity release.  It gives you a tax free lump sum which you can use to pay for your care whilst continuing to live in your own home.

Try the calculator below and see how much money you could get.

Where can I learn more about live in care?

IF you want to know more about the costs of live in care as well as the advantages and disadvantages, you can read our comprehensive guide here.

How To Find a Live In Carer For The Elderly

There are 3 ways that we can help you find carers for the elderly. You can:

1 – Speak to a Robot and he can tell you who the best provider is for you

Use the robot below.  Answer a few questions and he will tell you who would be a suitable match for your circumstances. It only takes about 2 minutes!  It’s worth a go as you never know…

2 – Book an appointment with a Live in Care specialist

Alternatively, you can book a call with a Live in Care specialist to learn more about what Live in Care is and what type of support they typically provide. 

In addition, once you have told us your circumstances we will be able to identify which carer we think could be a good match for you or a family member. This is a no-obligation discussion and is designed to help set you on the right path.

Just pick a free slot from the calendar below.


3 – Speak to a Live in Care specialist straight away

Speak to a live in care specialist straight away to discuss the costs of live in care and importantly whether you are entitled to receive any funding from your local authority towards meeting the costs. 

It is surprising to us how many people don’t fully find out what financial help they could receive towards their costs, so we do strongly recommend you call this number to find out may be entitled to.

Please call 0330 1345 958 and speak to someone between 9am and 9pm Monday to Friday.



About the author and her expertise

This article was written by Rose Walters a published writer that has written on a range of care related topics.   Rose writes from a lot of personal experience and is able to bring this in to the writing alongside the specialist knowledge she has on these topics.


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Are you looking for more information on Live in Care? Have a free consultation with a specialist.

Call : 0333 567 1606


Finding Live in Care for a loved one can be a time consuming and difficult process.  We can offer you a free consultation to help you.  Please contact a specialist using 

Speak to a Live in Care specialist and discuss your options

0333 567 1606

Chat with our Robot, answer some basic questions and get a recommendation as to who can meet your needs.

You can book an appointment for a specialist to call you when it's conveniant for you

All Live in Care calls are undertaken by Edyn Care, who are an England based care provider.  

Have a FREE Live in Care consultation