We recognise what a big decision it is to choose someone to come and help you care for you in your home.
To help you make this decision, we have created a 5 step guide for you to follow which tells you how to choose a home care agency and the questions to ask a home care agency.
The first step is to think about what home care you want help with. Care can come in many forms and is often undertaken by home help, care attendants, personal assistants and of course carers. Typical areas that people want care support with include helping them with:
As you retain control of how you use your carers, care in the home allows you to maintain a lot of flexibility. Often the care will be provided through a care agency and they are able to help you in a number of ways. For example they can:
If you think that you need some care at home, you should contact the social services department and ask them for an assessment of your care and support requirements. Visit our page on care needs and financial assessment for more information
Once the local authority has assessed you, they will let you know if they can provide any help you need and how much financial support they can provide. The alternative option would be for you to arrange your own care, which can still be funded by your local authority. This is done through either what is called ‘direct payments’ or a ‘personal budget’. They are designed to give you control over how your care and support is provided. They are also given to people with care needs and to carers.
Your local authority pays direct payments, or a personal budget, to you and you choose how you want to meet your care needs. The approach that some take is to employ their own personal assistant or more commonly employ a care agency.
Here is a useful video that discusses how to choose a home care agency.
The costs of care in the home are usually met through an hourly rate, which can vary between £10 – £20 per hour if you employ your own carer. If you use an agency you will typically pay between £15-£25 per hour, although the costs differ depending on where you are in the country.
UK Care Guide have built a calculator to help you estimate how much it will cost you to receive care in the home. You can use our calculator below to help you with your budgeting and think about how often you want support from a home care specialist.
It is also important that you think about how you are going to pay for your care. We recommend that you visit our pages on paying for care, to help you understand which approach is likely to be most cost effective for you
Here at UK Care Guide we have built a comprehensive list of care in the home providers and home care agencies that operate in your local area. You can find the search box at the top of this page.
The agencies will provide you with your support through a trained team of care workers and specialists. Also, all independent home care providers are regulated by the Care Qualities Commission, which means they have to reach minimum standards in such areas as training and record-keeping. This should help give you comfort that you will be looked after by a caring and trained specialist.
Once you have had a look at the agencies that operate in your area, it would be advisable to short-list 2 or 3 for you and a friend or family member to speak too.
When you contact the agency they will often arrange to meet with you, so that you can both discuss your needs. It also means that you can together agree how you spend your money and what the right type of care and support would be for you.
The questions you should ask the home care agency during the meeting can be split in to three key areas:
We could all do with some help. We have created a list of specialist’s that you can approach if you need some support.
Use Equity Release to pay for your care costs
Equity release is increasingly a popular way to take cash out of your house TAX-FREE to pay for home care costs.
Click the calculator below to see how much £££ you could get. You will definitely be surprised.
Home Care costs can easily exceed £100,000
Don't waste your money. We strongly recommend that you speak to an advisor that specialises in different ways to fund your care fees.
Click the map below to find a care fees advisor in your area.