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We are here to help answer your questions related to mid and later life planning for you and your loved ones

The UK Care Guide has been created to help you and your loved ones answer a number of questions related to mid and later life.

Very often, many of the issues that we provide guidance on, are topics that you are dealing with for the first time.  Therefore, our mission is to help simplify these issues and explain them in simple and straight forward terms.

Our help and guidance covers a range of issues from financial and legal issues through to helping you find care or to find products that can help make life more comfortable at home.

Some of the key topics that you can find on this page are:

1 – Financial

  • Equity Release
  • Pensions
  • Paying For Care

2 – Legal

  • Probate
  • Lasting Power of Attorney
  • Estate Planning
  • Trusts

3 – Finding care

  • Find a care home or home carer in your area
  • Care home costs
  • Home care costs
  • Live in care costs

4 – Shopping

  • Chairs for the elderly
  • Technology
  • Bathroom
  • Mobility

5 – Wellbeing

  • Keeping Fit and healthy
  • Financial wellbeing
  • Dementia care
  • Hobbies and activities

1 – Financial Issues related to mid and later life planning

Equity Release

Over the past couple of years, we have seen an increase in people looking to use equity release to take money out of their home, tax-free.  Often this money is used to fund long-term care or to modify your home to enable you to make life more comfortable.

Alternatively, it can be used for other things such as going on holiday or even helping your loved ones financially.

Some key articles about this topic are below.

Pensions

With the changes a few years ago, as to how you could access your pension, decision making around what to do when you retire is increasingly complex.

We have answered some of the most important questions that we get asked.

Paying for Care

Many people are shocked when they find out they have to pay for all of the care costs for themselves or a loved one.  The costs for care can easily exceed £100,000.

We have looked at the different way that you can pay for care.

2 – Legal issues related to yourself and loved ones

As our loved ones get older we are often faced with dealing with some difficult issues, both from a legal and emotional perspective.

We have answered questions related to the most common topics that we get asked about.

Probate

When a loved one passes away, dealing with the probate process can be confusing and time consuming.  Here are some articles to help explain the key issues.

Lasting Power of Attorney

A power of attorney is often needed if either you or a loved one need someone to help make decisions on your/their behalf.

Estate Planning

One of the most important things that you can do for your loved ones is to make some financial and legal plans for when you pass away.  Efficient estate planning means that you mitigate or avoid any inheritance tax as well as ensuring that your final wishes are carried out.

Trusts

Creating a Trust is a very effective legal way to protect your assets and ensure that they are passed on to your loved ones in the most tax-efficient manner possible.

If done correctly, they can also potentially be used to ensure that your home is excluded when any calculation is done to see what you have to pay towards your care costs.

3 – Find care for you or a loved one

When it comes to finding care, you will find that there are a lot of different options to consider.  We have a lot of information on the different types of care and the key things that you need to look out for.

Some of our most popular topics are below.