UK Banking and Checking Account Alternatives
Checking accounts are a standard feature of every financial institution in the UK banking system, including credit unions. Customers can efficiently manage their electronic or conventional currency money with the help of these accounts.
Paying bills automatically, directly depositing paychecks, and making payments are all possible with a checking account. However, a form of identification known as an ID document is typically necessary to open a checking account in a UK bank. This can be an ID card, a passport, or a driver’s license.
But there are other options available for those without a photo ID. Citizens Advice, a British network of independent charities, discusses alternative methods for opening a UK bank account.
They advise using official documents as IDs, such as a birth certificate, a letter from the government, or a record from a reputable organisation like a university or hospital.