Navigating the realm of equity release can often seem daunting, given the complexity and potentially long-term impact on your financial situation.

That’s why we’ve put together this page, to help you understand it all. Here, we break down the basics of equity release in the UK, in a language that is easy to understand and without unnecessary jargon.

You’ll find a broad range of topics covered here, from different equity release schemes like lifetime mortgages and home reversion plans to how you can use the released funds to enhance your retirement lifestyle. We also discuss the potential effects of equity release on your tax liabilities, state benefits, and future estate.

By providing you with this knowledge, we aim to help you evaluate whether equity release is the right financial move for you.