THE CHEAPEST PLACE TO LIVE IN THE UK

The Cheapest Place To Live In The Uk In December 2023

For many, knowing the cheapest places to live in the UK can be extremely beneficial. It’s particularly crucial for those seeking to balance their budget, whilst also still enjoying the quality of life which the UK offers. This article aims to shed light on this matter.

The reasons to read this article are numerous:

– It provides a comprehensive understanding of the UK’s affordable living background.

– It explains the factors which determine living costs in different regions.

– It compares regional living expenses across the UK.

– It offers tips which will help with living costs in the UK.

Background to Affordable Living in the UK

It is important to recognise that the cost of living varies dramatically across different regions of the UK.

Whilst London is known for its high living costs, northern regions like North Yorkshire and County Durham are more affordable. The disparity arises from factors such as employment rates, average earnings, and house prices.

According to national statistics, the average house price in the UK is around £290,000. However, in the North East, the average house price is considerably lower at £177,000.

Similarly, the average rent in the UK is £1283 per month, but this figure can significantly decrease in more affordable areas.

One of the key factors in determining affordable living is the cost of housing, which includes both the price of buying a new home and monthly rent. Remember that affordable housing typically means a lower overall cost of living, since housing is a large factor in monthly expenses.

On the other hand, it is important to note that London and the South East also offer higher wages which help offset some of the higher living costs. Therefore, affordability is relative and also depends on income levels in a given area.

The 50 Cheapest Place to Live In The UK

Here is a list of the 50 cheapest places to live in the UK in order of lowest average house price, with hyperlinked references:

Burnley – Low house prices and rents (average property value just £123k per Zoopla), compact town centre, scenic views
Hartlepool – Cheap accommodation (average property value £121k per Zoopla), low bills, improving economy and culture
Hull – Low house prices (average £121k according to Rightmove) and cost of living, improving cultural scene
Sunderland – Cheap housing (average £121k per Rightmove), low living costs, great transport links
Blackpool – Affordable accommodation (average house costs £115k says Rightmove), low living expenses, seaside location
Grimsby – Inexpensive housing (average £130k per Rightmove), low bills, coastal location
Middlesbrough – Cheap houses and rentals (average property value £135k per Rightmove), low bills, developing economy
Bradford – Affordable housing (average house price just £134k says Rightmove), close to beautiful countryside
Barnsley – Very affordable housing (average house costs £148k says Rightmove), low cost of living, great transport links
Doncaster – Cheap property (average house price £148k says Zoopla), low rents, good transport links to other cities
Rochdale – Low-priced housing (average property value just £146k per Zoopla), affordable living costs, close to Manchester
Scunthorpe – Inexpensive housing and rentals (average house costs £145k per Rightmove), low cost of living, easy commutes

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Wigan – Affordable homes (average house costs £160k according to Rightmove), low living costs, access to countryside
Mansfield – Low property prices (average £158k according to Rightmove), affordable living costs, central location
Stockton-on-Tees – Reasonable house prices (average £157k according to Rightmove), low cost of living, transport connections
Stoke-on-Trent – Inexpensive housing (average house price £162k per Zoopla), low cost of living, central location
Preston – Low property prices (average just £161k according to Zoopla), affordable rentals, good amenities
Wolverhampton – Inexpensive housing (average property value £185k says Zoopla), low cost of living, investment in regeneration
Wakefield – Reasonable house prices (average £193k says Zoopla), low living expenses, close to Yorkshire Dales
Durham – Affordable homes (average property value £195k according to Zoopla), low bills, beautiful historic city
Birkenhead – Affordable housing (average property value £123k according to Zoopla), low cost of living, close to Liverpool
Sunderland – Cheap housing (average £121k per Rightmove), low living costs, great transport links
Stoke-on-Trent – Inexpensive housing (average house price £162k per Zoopla), low cost of living, central location
Liverpool – Reasonably priced homes (average £159k according to Rightmove), low cost of living, great culture

Hull – Low house prices (average £121k according to Rightmove) and cost of living, improving cultural scene
Bradford – Affordable housing (average house price just £134k says Rightmove), close to beautiful countryside
Lancashire – Affordable homes in many areas (county average £189k per Zoopla), low cost of living, beautiful scenery
Newport – Cheap housing (average property value £188k according to Rightmove), low living expenses, coastal location
North East Lincolnshire – Inexpensive homes (average £145k per Zoopla), low cost of living, coastal area
Blaenau Gwent – Affordable housing (average property price £108k according to Rightmove), beautiful valleys and countryside
Halton – Reasonably priced homes (average £162k per Zoopla), low living costs, transportation hub
Knowsley – Affordable accommodation (average house price £133k says Rightmove), close to Liverpool
Sandwell – Inexpensive housing (average property value £157k per Zoopla), low living costs, transport links
Hartlepool – Cheap accommodation (average property value £121k per Zoopla), low bills, improving economy and culture
South Tyneside – Affordable homes (average house price £121k according to Rightmove), low living costs, coastal area
Oldham – Reasonably priced housing (average £140k per Zoopla), low cost of living, transport connections

Torfaen – Affordable accommodation (average property value £133k says Rightmove), beautiful scenery, close to Cardiff
Hyndburn – Cheap housing (average £123k according to Zoopla), low living expenses, access to countryside
Copeland – Inexpensive properties (average £148k per Rightmove), beautiful Lake District location, coastal
County Durham – Affordable homes (average £163k according to Zoopla), low bills, part of North Pennines Area of Outstanding Natural Beauty
Burnley – Low house prices and rents (average property value just £123k per Zoopla), compact town centre, scenic views
Barrow-in-Furness – Cheap housing (average £145k per Rightmove), low living costs, coastal town
Denbighshire – Affordable homes (average property value £176k according to Zoopla), beautiful countryside, North Wales location
Middlesbrough – Cheap houses and rentals (average property value £135k per Rightmove), low bills, developing economy
Neath Port Talbot – Reasonably priced homes (average £148k per Zoopla), low living costs, coastal area in South Wales
Redcar and Cleveland – Affordable accommodation (average house price £145k according to Rightmove), low bills, coastal area
Merthyr Tydfil – Low cost housing (average property value £120k per Zoopla), beautiful valley location, close to Brecon Beacons
Blackburn with Darwen – Cheap homes (average £140k according to Rightmove), low living expenses, Lancashire countryside
Rhondda Cynon Taf – Affordable accommodation (average house price £121k per Zoopla), South Wales valleys, close to Cardiff
Kingston upon Hull – Low cost housing (average £121k according to Rightmove), low bills, East Yorkshire location

"It is important to recognise that the cost of living varies dramatically across different regions of the UK."

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Factors Determining Living Costs

Several factors determine the cost of living in a given area, such as house prices, average rent, average earnings, and the cost of goods and services.

House prices play a significant role in determining the cost of living. For instance, areas such as the South East and Greater London come with higher house prices, and consequently a higher cost of living.

Conversely, areas with lower house prices, like the North East and North West, usually have a lower cost of living.

Another critical factor is the average rent paid. Areas with high rent, such as the South East, tend to have a higher cost of living. Alternatively, regions with lower rent, like the North East, typically have a lower cost of living.

Comparing Regional Living Expenses

In order to gain a clearer understanding of the cost of living across the UK, it is necessary to compare living expenses. Not surprisingly, Greater London comes out as the most expensive region, with average house prices and rent significantly above the national average.

In contrast, the North East, North West, and West Midlands are among the most affordable regions. As average rent in these areas is below the national average, this makes them attractive to those seeking cheaper living costs.

However, as previously mentioned, areas like the South-East offer a higher average salary.This somewhat balances out the higher living costs. Similarly, while the East Midlands has slightly higher house prices, it also has a higher average salary, making it an affordable option for many.

Furthermore, it is also important to factor in expenses like childcare and transport when comparing the cost of living across the UK. Consequently, the full picture depends on individual circumstances.

Tips to Reduce Living Costs in the UK

It is important to note that reducing living costs in the UK can be achieved through various means. Here are a few tips:

– Consider relocating to a cheaper area. As highlighted, regions like the North East, North West, and West Midlands offer a lower cost of living.

– Opt for smaller towns or rural areas. This is because living in a major city tends to be more expensive, due to higher house prices and rent.

– Look for areas with good public transportation as this could reduce the need for a car. Therefore, this can significantly cut monthly expenses.

– Keep an eye on utility bills, as switching providers can often lead to savings.

Overall, finding the cheapest place to live in the UK requires careful consideration of various factors. Remember to factor in the average earnings and the cost of goods and services, as well as the house prices or rent.

With thorough research and planning, you can find an affordable place to live that suits your lifestyle and budget.

If you have a spare room available, also consider getting a lodger. This is because the additional income can help to further reduce housing costs. Also, try using public transportation and meal prepping at home to save on daily commute and food expenses.

Unveiling Northern Ireland’s Living Cost

When considering affordable places to live in the UK, Northern Ireland, with its rich history and stunning landscapes, is often overlooked. However, in terms of cost-effectiveness, the region has a lot to offer.

For instance, the average house price is significantly lower than the UK’s average, making it an attractive option for those seeking affordable housing.

Moreover, the average monthly rent in Northern Ireland is also lower than the UK average. This, coupled with the moderately priced goods and services, makes the overall living cost in Northern Ireland quite affordable.

Although Belfast is the region’s capital city, it also offers a lower cost of living compared to other major UK cities.

The employment rate in Northern Ireland is also noteworthy. With numerous industries thriving in the area, there are ample job opportunities. Combined with the lower living cost, this creates a favourable condition for those seeking to move to Northern Ireland.

The South-West as a Blend of Green Space and Affordability

The South West region of the UK, known for its beautiful landscapes and green spaces, is also a contender when it comes to affordable living.

Although this region is home to the UK’s most popular tourist destinations, the South West’s cost of living is surprisingly lower than the UK average.

Furthermore, the average house price in the South West is lower than in many other regions, offering a range of affordable housing options. The average monthly rent is also reasonable. This makes it an attractive option for those looking for cheaper places to live in the UK.

The South West is also home to thriving cities like Bristol and Exeter. These areas offer an exciting city lifestyle, as well as boasting a lower cost of living than the UK average. Therefore, it’s possible to enjoy city life without breaking the bank in the South West.

The Affordable Historic City of Durham

Durham, home to the prestigious Durham University, is a historic city offering a unique blend of culture, history, and affordability. Despite its rich history and high student population, Durham’s living cost is surprisingly affordable.

For those seeking a home in an affordable area, the average house prices of Durham are substantially lower than the UK average.

The average rent prices also tend to be lower in Durham compared to other UK cities, making it a feasible option for students and young professionals.

Furthermore, when considering other expenses such as groceries, utilities and transport, the cost of living in Durham is still lower than the UK average. This not only makes Durham a historic and culturally rich city to live in, it is also an affordable one.

The Affordable City of Sheffield, South Yorkshire

South Yorkshire, home to the city of Sheffield, is another region in the United Kingdom that offers affordability. Sheffield, known for its rich industrial heritage and vibrant cultural scene, is also notable for its lower-than-average cost of living.

Sheffield is another attractive option for those who are searching for a home in an affordable city, as its average house price is significantly lower than the UK average.

Moreover, the average rent price in Sheffield is also lower than many other UK cities, further enhancing its affordability.

In addition, Sheffield offers a lower cost of living when considering other expenses such as groceries, utilities, and transport.

The city also boasts lower crime rates compared to other major UK cities, adding to its appeal. Due to its vibrant history, notable culture and potential affordability, Sheffield offers the best place for cost-effective living in the UK.

Affordable Living in Greater Manchester

Greater Manchester, a metropolitan county in the North West of England, offers a blend of urban life and affordability. It is home to several cities and towns, including its namesake Manchester, which is the UK’s second most populous urban area.

As the average house price in Greater Manchester is lower than the UK average, it offers potential for those seeking affordable housing options. The average rent in the area is also lower than the UK average, further adding to its affordability.

It is also key to note that in terms of crime rates, Greater Manchester fares better than many other metropolitan areas in the UK. The cost of goods and services is also comparatively lower, contributing to the region’s overall affordability.

With a thriving cultural scene and lower living costs, Greater Manchester emerges as an affordable city that does not compromise on the quality of life.

A Case Study on Finding the Most Affordable Living in the UK

To bring the concept of the cheapest place to live in the UK to life in a real-world context, let’s consider a case study. Hopefully, this will provide those seeking affordable UK housing, particularly single individuals or young professionals, with a practical understanding of this topic.

Meet John, a single person, working in the tech industry with an annual salary of £35,000. To cut down on living expenses and to save more, JOhn is hoping to relocate from London to a cheaper city. He started by researching the average house price in various UK cities.

He discovered that the average house price in West Yorkshire, particularly in Leeds, is significantly lower than the UK average. He also found that the average price of groceries, utilities, and other everyday expenses were also lower in Leeds compared to London.

Deciding to research further, John discovered that Leeds is known for its success in the tech industry. Therefore, this provides a multitude of job opportunities in his chosen field. The city also has a vibrant cultural scene, with numerous events and festivals happening throughout the year.

However, John also considered the second place on his list, which was Sheffield. Whilst the property prices were slightly higher than Leeds, the city’s overall cost of living was lower.

After comparing the two cities, John decided that both cities would offer him an affordable lifestyle, without compromising on the quality of life.

This case study illustrates that finding the cheapest place to live in the UK involves more than just looking at the average house price. It’s also important to consider other living costs, job opportunities, and the lifestyle that a city offers.

Remember that carefully researching and comparing different cities makes finding an affordable home achievable, whilst also maintaining your ideal lifestyle.

Key Takeaways and Learnings

This article has explored various aspects of the cheapest places to live in the UK, providing insights into the factors that influence living costs and the regions that offer the best affordability. As we wrap up, let’s summarise the key takeaways:

– The cost of living in the UK varies significantly by region. Whilst areas such as London tend to have higher living costs, regions like the North East, North West, and West Midlands offer lower living costs.

– The average house price in the UK is around £290,000, but this figure is considerably lower in more affordable areas such as County Durham and North Ayrshire.

– Factors which influence living costs include house prices, average rent, average earnings, and the cost of goods and services. This makes it vital to consider all these factors when looking for the cheapest area to live.

– The city of Sheffield in South Yorkshire and the Greater Manchester area stand out as affordable living options. They prioritise affordable housing and a vibrant city culture.

– Relocating to a cheaper area, opting for smaller towns or rural areas, using public transportation, and keeping an eye on utility bills are some practical ways to reduce living costs in the UK.

– When searching for the cheapest city or area to live, the UK average house price can be a misleading figure. Consequently, it is essential to research house prices on a regional or city level for a more accurate understanding of affordability.

By understanding these aspects, you can make a more informed decision when looking for the most affordable place to live in the UK.

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Meet the author

Jane Parkinson

Jane is one of our primary content writers and specialises in elder care. She has a degree in English language and literature from Manchester University and has been writing and reviewing products for a number of years.

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