4 – Memoria
Howard Hodgson, a fourth generation funeral director, established Memoria to offer memorial parks and crematoria services in the UK. All its plans are fully guaranteed.
Costs
The company offers a direct cremation plan, which is the most affordable (£1,490), a contemporary plan (£2,490) and traditional plan (£2,990).
Comparison
The contemporary plan ensures the insured gets the traditional cremation and a funeral service while the traditional plan provides a conductor, four pall bearers, a hearse and a limousine (optional).
5 – Age Co
It is UK’s largest charity, Age Co is committed to helping seniors looking for affordable funeral plans. It has a network of 450 shops around the country.
Cost
The company provides four different plans; Basic (£2,770), Ivy (£3,170), Holly (£3,525) and Rowan (£3,770).
Comparison
All the plans offer 24-hour transportation of the deceased to the funeral premises, care and preparation of the deceased, funeral director services and a hearse. However, they don’t include the medical certification fee, the cost of embalming, flowers, burial plot and costs associated with changes in regulation.
6 – Golden Charter
The company was established in 1989 and has been recommended by the Society of Allied & Independent Funeral Directors.
Costs
The provider offers four packages; the Value plan (£2,895), Standard (£3,495), Select (£3,850) and Premier (£4,099).
Comparison
All the plans cover the funeral director service but other services (burial, crematorium and celebrant, among others) are provided on an allowance basis. If the allowance is more than the actual cost, the family meets the difference.