Nicola Hartley Equity Release and Later Life Financial Adviser


At Simpson Millar Financial Services Ltd we specialise in offering an Independent Equity Release Service and have helped clients aged 55 years or older decide if releasing the tax-free money from their home is the right choice for them.

As we are financial planners and later life advisers we will also discuss with you any other financial solutions that might be appropriate to you or that need to be taken into account when considering equity release to ensure that you are receiving best advice.

Our team of qualified advisors will research the whole of the equity release market to find a plan that best suits your needs and circumstances and you can be rest assured that we will only ever recommend a plan if it’s in your best interests.  We are also members of the Council of Equity Release and the Later Life Academy.

Within our advice service we will let you know how much tax-free cash you could release from your home, if it’s right for you and the different options available, the effect on the amount of inheritance you can leave and if your entitlement to means-tested benefits could be affected now or in the future.

Equity release may involve a lifetime mortgage or a home reversion plan. To help you understand these options we will provide you with an overview report of these options when you contact us initially before any advice is provided to ensure that you are as informed as possible.

All of our initial discussions and meetings are free and without obligation – we also make no upfront charge and would only receive a fee for the advice provided subject to your agreement to proceed with any recommended solution and only once this has been implemented.

Our advisers are happy to arrange a face to face meeting with you at a time and location convenient to you.

How to contact Nicola

Direct Dial: 0345 357 9102,

Mobile: 07921181290,

Email: nicola.hartley@sm-financialservices.co.uk



Full Address

21-27 St Paul’s St



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