Who are we?
Equity Release Scotland is made up of local advisors that have a combined experience of over 20 years in the field of Finance and Equity Release. All or our advisors are CeRER qualified and meet you face-to-face in order to discuss and advise you with the best options available to you.
What we offer?
When it comes to Equity Release Plans, we are here to advise you on the best plan for your circumstances by assessing your individual needs and comparing the whole of market in order to provide you with the best equity release plan that fits your needs.
Our goal is to help you release the correct amount of tax free cash that is tied up in your property. We always strive to serve our clients the best way we can as equity release is a complicated product that requires correct guidance.
Use our calculator to see how much tax free cash you could release.
Why Apply with us?
Clear Rates – For lifetime mortgages, interest rates can be fixed or, if they are variable, there is a “cap” (upper limit) which is fixed for the life of the loan.
Right to Remain – You have the right to remain in your property for life or until you need to move into long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract.
No Negative Equity – The products we recommend have a “no negative equity guarantee”. This means that when your property is sold, and agents’ & solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider, neither you nor your estate will be liable to pay any more.
Some of our Success Stories
“We just wanted to be able to stay in our home for some years to come and the local advisor from Equity Release Scotland was very helpful and understanding. We now feel very comfortable that we can afford stay in our home for the foreseeable future and have options further down the road.”
Mr & Mrs Davidson – Glasgow
“What a relief, our mortgage and debts repaid, one easy monthly payment which we can afford and the option to stop paying that in the future if we choose’ . The process was smooth and everything was clearly explained to us. We had lots of questions but our adviser was always available to answer any concerns we had….thanks a million”
Mr & Mrs Curran – Edinburgh
How to Contact Equity Release Scotland